Your social security number is your personal identification number that the U. S. government uses to provide retirement and disability benefits. If you are going to obtain a job in the United States, it is mandatory that you have a social security number. Everyone that has a job must pay into the social security system. But your social security number is used for other things also. You have to supply your social security number when you apply for credit or when you get your driver’s license. You need to provide a number when you open a banking account. There are lot of other places that may ask for you number also. But do they really need it? It is very important that you guard your social security number because identity thieves can use it to ruin your life.If you’re looking for more tips, information available here has it for you.
Any business can ask you for your social security number, but few places can actually demand that you provide it. It is best to provide your SSN only when required. The less it is in circulation the less chance of it being stolen. The Department of Motor vehicles, the Welfare department and the tax department are a few of the organizations that can demand your SSN. Places such as your doctor’s office, health clubs or utility companies can ask for your number but you do not have to provide it. Ask if there is an alternative identifier that you can use. If they still demand your SSN, take your business elsewhere. It is perfectly within your rights to be able to protect your SSN.If your SSN is stolen the thief can use it to apply for credit in your name. He can obtain credit cards and loans. He may even obtain jobs with your number and engage in criminal activity while on the job. An identity thief has a wide open field once he has your SSN. You may not know your number has been compromised until you start getting denied for credit or start getting phone calls from collection agencies concerning debts that you did not incur. An identity thief can ruin your good credit and even your good reputation within your community.
Your child’s SSN is not safe either. An identity thief loves to get his hands on a child’s SSN. He can use a child’s SSN for about a decade before he is at risk for getting caught. A good way to see if your child’s number has been compromised is to check a credit report in your child’s name and social security number. It there has been activity on the report, then your child’s number is being used and you should contact the credit reporting agencies right away and have them place a fraud alert on the account. File a police report and contact the social security office. Your social security number is your most important identifier so protect it well. Never carry your SSN card with you. Have it removed from your driver’s license and never give to anyone who does not require it. Take every precaution you can to protect yourself from SSN theft.